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We Care About Every Season of Your Life.
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Medicare
Medicare is easier with our help! Our expertise will guide you through the options, finding the ideal combination of products, prices, and services that perfectly match your medical needs.
Health
With so many options available, you deserve more than basic coverage. We’ll help you find affordable or short-term healthcare plans that fit your needs and fill any coverage gaps.
Life
Although life has uncertainties, reducing doubt can enhance your quality of life. Our life insurance products help you safeguard what matters most and make a lasting impact on your world.
Retirement Planning
Longevity can be an opportunity for a longer retirement, but it’s important to plan for potential long-term care needs. We’ll work together to create a strategy that provides you and your family with confidence and security.
Annuities
Annuities offer peace of mind by ensuring you won’t outlive your assets. Schedule an educational appointment with us to determine if an annuity aligns with your retirement objectives.
Brandon Bailey
Your Local Medicare Advisor
I am a licensed insurance professional in Birmingham, Alabama. I am a follower of Jesus and I love to serve people, always keeping your best interests in mind. Being an insurance advisor allows me to serve you at the highest level by being able to offer you peace of mind in finding the best insurance plans for your needs and budget at every stage of life. I hope to connect with you soon!
FAQs
How much does a Medicare advisor charge?
Absolutely nothing! Our services are 100% free to you, always. We are paid through the Insurance Companies themselves, and because we are an independent advisory, we have NO allegiances to any particular company. This is helpful to you, because it ensures we are offering you the very best plans available.
What is a Medicare Advantage Plan?
Also known as Medicare Part C, a Medicare Advantage Plan is in addition to your Part A and Part B plans, known as Original Medicare. Medicare Advantage Plans often have a $0 a month premium and include Prescription Drug Coverage, Dental and Vision Coverage, and some over the counter benefits.
When do I need to sign up for Medicare?
You are eligible for Medicare THREE months before your 65th birthday, until THREE months after your 65th birthday. That 7th month period is known as your Initial Enrollment Period. If you are planning to work past the age of 65, please reach out to us and let us help you determine if it would be best for you to stay with your Group Coverage or enroll in Medicare.
What is a Medicare Supplement?
Also known as MediGap Insurance, a Medicare Supplement is in addition to your Part A and Part B plans, known as Original Medicare. A Plan G or a Plan N are among the most popular Supplements, and they pick up the slack that Original Medicare doesn’t cover. Supplements come with a monthly premium, but they offer many benefits that differ from a Medicare Advantage Plan.
How can I change my Medicare plan?
You will receive a letter each year around September known as an Annual Notice of Change (ANOC). This highlights the changes in your current plan for the upcoming year. If you choose to work with us, we will reach out to you each year to ensure you have the coverage you need amidst the upcoming changes. Annual Enrollment is from October 15th through December 7th annually, and if needed we can make changes to your plan during that time.
What is a Hospital Indemnity Plan?
A Hopsital Indemnity Plan (HIP) supplements your Medicare plan by helping you pay for hospital expenses after an extended stay. HIP’s are popular among Medicare Advantage Plan beneficiaries.